Call reports 2026
BAYCOAST BANK — 2026
What BAYCOAST BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 2,885,657,000 | 2,863,572,000 |
| Total loans | 2,274,347,000 | 2,260,470,000 |
| Allowance for loan losses | 26,780,000 | 27,355,000 |
| Securities available for sale | 345,667,000 | 359,819,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 2,481,234,000 | 2,464,346,000 |
| Interest-bearing deposits | 2,061,085,000 | 2,026,078,000 |
| Noninterest-bearing deposits | 420,149,000 | 438,268,000 |
| Equity capital | 258,226,000 | 257,794,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 34,421,000 | 69,575,000 |
| Interest expense | 12,680,000 | 24,732,000 |
| Net interest income | 21,741,000 | 44,843,000 |
| Noninterest income | 12,680,000 | 27,259,000 |
| Noninterest expense | 29,852,000 | 61,136,000 |
| Provision for loan losses | 1,500,000 | 2,300,000 |
| Pretax income | 3,331,000 | 9,058,000 |
| Income tax | 774,000 | 1,765,000 |
| Net income | 2,557,000 | 7,293,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 234,201,000 | 234,850,000 |
| Total capital | 261,594,000 | 262,119,000 |
| Risk-weighted assets | 2,191,287,000 | 2,180,677,000 |