Call reports 2024
BAYCOAST BANK — 2024
What BAYCOAST BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,928,263,000 | 2,957,182,000 | 2,976,016,000 | 2,921,141,000 |
| Total loans | 2,407,229,000 | 2,423,948,000 | 2,406,055,000 | 2,359,137,000 |
| Allowance for loan losses | 20,862,000 | 22,202,000 | 23,626,000 | 24,873,000 |
| Securities available for sale | 239,771,000 | 249,643,000 | 269,776,000 | 287,373,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,415,196,000 | 2,388,416,000 | 2,404,524,000 | 2,340,344,000 |
| Interest-bearing deposits | 2,037,439,000 | 2,004,097,000 | 1,977,560,000 | 1,957,297,000 |
| Noninterest-bearing deposits | 377,757,000 | 384,319,000 | 426,964,000 | 383,047,000 |
| Equity capital | 242,780,000 | 243,369,000 | 248,420,000 | 252,263,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 33,696,000 | 68,678,000 | 104,869,000 | 140,730,000 |
| Interest expense | 16,913,000 | 34,349,000 | 51,972,000 | 68,540,000 |
| Net interest income | 16,783,000 | 34,329,000 | 52,897,000 | 72,190,000 |
| Noninterest income | 11,555,000 | 24,246,000 | 37,517,000 | 49,033,000 |
| Noninterest expense | 20,682,000 | 47,349,000 | 74,434,000 | 100,843,000 |
| Provision for loan losses | 2,000,000 | 3,500,000 | 5,000,000 | 6,400,000 |
| Pretax income | 6,204,000 | 8,306,000 | 11,661,000 | 14,688,000 |
| Income tax | 1,526,000 | 1,998,000 | 2,698,000 | 3,457,000 |
| Net income | 4,678,000 | 6,308,000 | 8,963,000 | 11,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 233,213,000 | 233,571,000 | 234,953,000 | 235,950,000 |
| Total capital | 254,472,000 | 256,169,000 | 258,975,000 | 261,270,000 |
| Risk-weighted assets | 2,275,814,000 | 2,267,160,000 | 2,241,923,000 | 2,221,581,000 |
Machine access — free, no API key
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