Call reports 2018
BAYCOAST BANK — 2018
What BAYCOAST BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,531,472,000 | 1,560,246,000 | 1,633,648,000 | 1,682,487,000 |
| Total loans | 1,214,901,000 | 1,222,472,000 | 1,310,394,000 | 1,356,357,000 |
| Allowance for loan losses | 7,969,000 | 8,183,000 | 8,609,000 | 9,320,000 |
| Securities available for sale | 192,230,000 | 197,537,000 | 184,091,000 | 178,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,132,515,000 | 1,149,009,000 | 1,190,526,000 | 1,311,989,000 |
| Interest-bearing deposits | 921,256,000 | 925,696,000 | 956,666,000 | 1,037,589,000 |
| Noninterest-bearing deposits | 211,259,000 | 223,313,000 | 233,860,000 | 274,400,000 |
| Equity capital | 155,013,000 | 157,121,000 | 161,244,000 | 155,738,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 13,807,000 | 28,279,000 | 44,002,000 | 60,832,000 |
| Interest expense | 2,391,000 | 5,179,000 | 8,469,000 | 12,286,000 |
| Net interest income | 11,416,000 | 23,100,000 | 35,533,000 | 48,546,000 |
| Noninterest income | 5,662,000 | 12,052,000 | 18,761,000 | 25,278,000 |
| Noninterest expense | 15,973,000 | 31,447,000 | 47,219,000 | 64,335,000 |
| Provision for loan losses | 525,000 | 850,000 | 1,290,000 | 2,215,000 |
| Pretax income | 2,975,000 | 5,625,000 | 9,400,000 | 11,284,000 |
| Income tax | 626,000 | 1,212,000 | 2,118,000 | 2,506,000 |
| Net income | 2,343,000 | 4,392,000 | 7,243,000 | 8,725,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 137,617,000 | 139,748,000 | 142,679,000 | 144,219,000 |
| Total capital | 148,748,000 | 151,141,000 | 155,220,000 | 154,622,000 |
| Risk-weighted assets | 1,242,953,000 | 1,277,020,000 | 1,351,949,000 | 1,395,981,000 |