Call reports 2017
BAYCOAST BANK — 2017
What BAYCOAST BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 1,312,949,000 | 1,354,010,000 | 1,402,016,000 | 1,458,622,000 |
| Total loans | 992,314,000 | 1,015,286,000 | 1,096,886,000 | 1,154,803,000 |
| Allowance for loan losses | 7,333,000 | 7,445,000 | 7,107,000 | 7,448,000 |
| Securities available for sale | 229,045,000 | 237,441,000 | 181,990,000 | 182,545,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 996,163,000 | 1,012,537,000 | 1,050,147,000 | 1,123,679,000 |
| Interest-bearing deposits | 808,912,000 | 811,735,000 | 839,843,000 | 898,050,000 |
| Noninterest-bearing deposits | 187,251,000 | 200,802,000 | 210,304,000 | 225,629,000 |
| Equity capital | 125,477,000 | 127,023,000 | 129,130,000 | 154,436,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 11,013,000 | 22,858,000 | 35,286,000 | 48,456,000 |
| Interest expense | 1,704,000 | 3,586,000 | 5,605,000 | 7,722,000 |
| Net interest income | 9,309,000 | 19,272,000 | 29,681,000 | 40,734,000 |
| Noninterest income | 3,990,000 | 9,093,000 | 13,918,000 | 20,275,000 |
| Noninterest expense | 12,465,000 | 25,984,000 | 39,413,000 | 54,467,000 |
| Provision for loan losses | 180,000 | 360,000 | 580,000 | 880,000 |
| Pretax income | 11,625,000 | 13,640,000 | 15,901,000 | 17,669,000 |
| Income tax | 4,662,000 | 5,134,000 | 5,813,000 | 6,880,000 |
| Net income | 6,964,000 | 8,512,000 | 10,104,000 | 10,808,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,899,000 | 123,010,000 | 109,606,000 | 135,398,000 |
| Total capital | 132,088,000 | 133,241,000 | 119,832,000 | 146,960,000 |
| Risk-weighted assets | 1,040,198,000 | 1,085,625,000 | 1,141,197,000 | 1,191,029,000 |