Call reports 2015
BAYCOAST BANK — 2015
What BAYCOAST BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,075,217,000 | 1,086,306,000 | 1,097,584,000 | 1,120,504,000 |
| Total loans | 850,096,000 | 865,094,000 | 861,231,000 | 905,762,000 |
| Allowance for loan losses | 6,291,000 | 6,361,000 | 6,203,000 | 6,363,000 |
| Securities available for sale | 135,256,000 | 128,103,000 | 119,143,000 | 127,179,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 864,475,000 | 889,591,000 | 905,901,000 | 927,021,000 |
| Interest-bearing deposits | 721,844,000 | 729,805,000 | 745,612,000 | 751,200,000 |
| Noninterest-bearing deposits | 142,631,000 | 159,786,000 | 160,289,000 | 175,821,000 |
| Equity capital | 92,444,000 | 92,872,000 | 91,956,000 | 90,898,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 9,657,000 | 19,654,000 | 29,702,000 | 39,930,000 |
| Interest expense | 1,338,000 | 2,708,000 | 4,093,000 | 5,500,000 |
| Net interest income | 8,319,000 | 16,946,000 | 25,609,000 | 34,430,000 |
| Noninterest income | 4,478,000 | 8,536,000 | 12,129,000 | 15,828,000 |
| Noninterest expense | 11,953,000 | 23,876,000 | 35,781,000 | 48,045,000 |
| Provision for loan losses | 210,000 | 420,000 | 630,000 | 840,000 |
| Pretax income | 994,000 | 2,462,000 | 2,599,000 | 2,826,000 |
| Income tax | 226,000 | 647,000 | 550,000 | 450,000 |
| Net income | 791,000 | 1,854,000 | 2,093,000 | 2,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 88,702,000 | 89,989,000 | 90,274,000 | 90,646,000 |
| Total capital | 96,682,000 | 97,720,000 | 96,911,000 | 97,962,000 |
| Risk-weighted assets | 883,718,000 | 891,135,000 | 878,354,000 | 921,010,000 |
Machine access — free, no API key
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