Call reports 2014
BAYCOAST BANK — 2014
What BAYCOAST BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,027,797,000 | 1,043,901,000 | 1,060,376,000 | 1,064,128,000 |
| Total loans | 744,621,000 | 778,845,000 | 799,689,000 | 838,902,000 |
| Allowance for loan losses | 5,874,000 | 6,082,000 | 6,276,000 | 6,148,000 |
| Securities available for sale | 197,206,000 | 178,780,000 | 164,227,000 | 132,960,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 818,020,000 | 827,320,000 | 849,160,000 | 856,064,000 |
| Interest-bearing deposits | 698,494,000 | 691,616,000 | 707,206,000 | 711,908,000 |
| Noninterest-bearing deposits | 119,526,000 | 135,704,000 | 141,954,000 | 144,156,000 |
| Equity capital | 93,272,000 | 94,505,000 | 94,556,000 | 91,531,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 9,130,000 | 18,485,000 | 28,191,000 | 37,965,000 |
| Interest expense | 1,491,000 | 2,992,000 | 4,486,000 | 5,939,000 |
| Net interest income | 7,639,000 | 15,493,000 | 23,705,000 | 32,026,000 |
| Noninterest income | 2,985,000 | 6,459,000 | 10,363,000 | 14,390,000 |
| Noninterest expense | 10,557,000 | 21,629,000 | 33,003,000 | 45,231,000 |
| Provision for loan losses | 30,000 | 525,000 | 735,000 | 945,000 |
| Pretax income | 1,896,000 | 3,152,000 | 4,429,000 | 5,468,000 |
| Income tax | 578,000 | 900,000 | 1,246,000 | 1,124,000 |
| Net income | 1,308,000 | 2,233,000 | 3,157,000 | 4,334,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,418,000 | 84,494,000 | 85,551,000 | 86,864,000 |
| Total capital | 89,292,000 | 90,576,000 | 91,827,000 | 93,012,000 |
| Risk-weighted assets | 771,458,000 | 788,206,000 | 790,601,000 | 815,548,000 |
Machine access — free, no API key
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