Call reports 2010
BAYCOAST BANK — 2010
What BAYCOAST BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 694,756,000 | 699,439,000 | 721,069,000 | 729,612,000 |
| Total loans | 510,501,000 | 509,416,000 | 518,129,000 | 521,239,000 |
| Allowance for loan losses | 4,125,000 | 4,506,000 | 4,531,000 | 4,684,000 |
| Securities available for sale | 131,172,000 | 132,533,000 | 141,443,000 | 151,795,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 535,516,000 | 544,193,000 | 562,668,000 | 570,081,000 |
| Interest-bearing deposits | 495,548,000 | 498,675,000 | 533,635,000 | 518,237,000 |
| Noninterest-bearing deposits | 39,968,000 | 45,518,000 | 29,033,000 | 51,844,000 |
| Equity capital | 57,625,000 | 57,906,000 | 59,573,000 | 59,848,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 8,130,000 | 16,277,000 | 24,481,000 | 32,698,000 |
| Interest expense | 2,353,000 | 4,544,000 | 6,608,000 | 8,564,000 |
| Net interest income | 5,777,000 | 11,733,000 | 17,873,000 | 24,134,000 |
| Noninterest income | 2,063,000 | 4,034,000 | 6,150,000 | 8,491,000 |
| Noninterest expense | 6,190,000 | 12,391,000 | 19,423,000 | 26,541,000 |
| Provision for loan losses | 375,000 | 775,000 | 1,115,000 | 1,490,000 |
| Pretax income | 1,341,000 | 2,711,000 | 3,875,000 | 5,284,000 |
| Income tax | 471,000 | 956,000 | 1,327,000 | 1,799,000 |
| Net income | 870,000 | 1,755,000 | 2,548,000 | 3,485,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,902,000 | 55,864,000 | 56,731,000 | 57,739,000 |
| Total capital | 59,027,000 | 60,370,000 | 61,262,000 | 62,423,000 |
| Risk-weighted assets | 509,262,000 | 518,744,000 | 532,028,000 | 531,327,000 |
Machine access — free, no API key
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