Call reports 2008
BAYCOAST BANK — 2008
What BAYCOAST BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 649,190,000 | 644,296,000 | 642,676,000 | 638,595,000 |
| Total loans | 459,659,000 | 471,715,000 | 480,099,000 | 491,615,000 |
| Allowance for loan losses | 2,981,000 | 3,154,000 | 3,307,000 | 3,404,000 |
| Securities available for sale | 143,487,000 | 126,173,000 | 98,661,000 | 98,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 498,179,000 | 495,364,000 | 502,852,000 | 480,909,000 |
| Interest-bearing deposits | 486,049,000 | 483,551,000 | 494,094,000 | 471,288,000 |
| Noninterest-bearing deposits | 12,130,000 | 11,813,000 | 8,758,000 | 9,621,000 |
| Equity capital | 54,147,000 | 53,750,000 | 52,634,000 | 50,828,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 8,233,000 | 16,405,000 | 24,613,000 | 32,804,000 |
| Interest expense | 4,685,000 | 8,800,000 | 12,532,000 | 15,979,000 |
| Net interest income | 3,548,000 | 7,605,000 | 12,081,000 | 16,825,000 |
| Noninterest income | 1,814,000 | 3,627,000 | 5,294,000 | 6,987,000 |
| Noninterest expense | 5,083,000 | 10,188,000 | 15,224,000 | 20,664,000 |
| Provision for loan losses | 145,000 | 325,000 | 485,000 | 580,000 |
| Pretax income | 134,000 | 719,000 | 1,093,000 | 852,000 |
| Income tax | 16,000 | 201,000 | 269,000 | 125,000 |
| Net income | 118,000 | 518,000 | 824,000 | 727,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,939,000 | 50,624,000 | 51,155,000 | 50,320,000 |
| Total capital | 53,920,000 | 53,778,000 | 54,462,000 | 53,724,000 |
| Risk-weighted assets | 455,810,000 | 463,649,000 | 464,223,000 | 478,282,000 |
Machine access — free, no API key
Every figure shown here about BAYCOAST BANK — 2008 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.