Call reports 2006
BAYCOAST BANK — 2006
What BAYCOAST BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 546,063,000 | 560,552,000 | 571,443,000 | 577,844,000 |
| Total loans | 371,790,000 | 377,787,000 | 394,796,000 | 403,324,000 |
| Allowance for loan losses | 2,483,000 | 2,544,000 | 2,605,000 | 2,660,000 |
| Securities available for sale | 133,265,000 | 130,636,000 | 130,562,000 | 128,894,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 438,066,000 | 442,685,000 | 441,251,000 | 441,165,000 |
| Interest-bearing deposits | 409,150,000 | 411,784,000 | 429,858,000 | 429,545,000 |
| Noninterest-bearing deposits | 28,916,000 | 30,901,000 | 11,393,000 | 11,620,000 |
| Equity capital | 48,082,000 | 48,159,000 | 52,312,000 | 52,587,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 6,592,000 | 13,326,000 | 20,401,000 | 27,735,000 |
| Interest expense | 3,060,000 | 6,455,000 | 10,299,000 | 14,417,000 |
| Net interest income | 3,532,000 | 6,871,000 | 10,102,000 | 13,318,000 |
| Noninterest income | 1,300,000 | 3,093,000 | 4,547,000 | 5,955,000 |
| Noninterest expense | 4,920,000 | 9,730,000 | 14,406,000 | 19,119,000 |
| Provision for loan losses | 60,000 | 120,000 | 180,000 | 240,000 |
| Pretax income | 86,000 | 402,000 | 560,000 | 747,000 |
| Income tax | -24,000 | 58,000 | 29,000 | 34,000 |
| Net income | 110,000 | 344,000 | 531,000 | 713,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,946,000 | 47,864,000 | 51,116,000 | 51,356,000 |
| Total capital | 50,429,000 | 50,408,000 | 53,721,000 | 54,016,000 |
| Risk-weighted assets | 351,429,000 | 364,410,000 | 375,757,000 | 380,467,000 |
Machine access — free, no API key
Every figure shown here about BAYCOAST BANK — 2006 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.