Call reports 2009
FIRST NATIONAL BANK — 2009
What FIRST NATIONAL BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 279,751,000 | 304,429,000 | 318,422,000 | 272,953,000 |
| Total loans | 215,955,000 | 209,792,000 | 200,935,000 | 192,227,000 |
| Allowance for loan losses | 7,275,000 | 6,577,000 | 6,049,000 | 9,417,000 |
| Securities available for sale | 33,821,000 | 34,262,000 | 39,873,000 | 35,183,000 |
| Securities held to maturity | 276,000 | 276,000 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,139,000 | 263,201,000 | 283,472,000 | 251,121,000 |
| Interest-bearing deposits | 230,323,000 | 251,343,000 | 274,309,000 | 243,488,000 |
| Noninterest-bearing deposits | 7,816,000 | 11,858,000 | 9,163,000 | 7,633,000 |
| Equity capital | 24,957,000 | 24,319,000 | 18,510,000 | 6,109,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 3,696,000 | 7,060,000 | 10,105,000 | 12,557,000 |
| Interest expense | 2,078,000 | 4,174,000 | 6,284,000 | 8,242,000 |
| Net interest income | 1,618,000 | 2,886,000 | 3,821,000 | 4,315,000 |
| Noninterest income | 169,000 | 331,000 | 379,000 | 441,000 |
| Noninterest expense | 1,743,000 | 3,542,000 | 5,478,000 | 9,074,000 |
| Provision for loan losses | 220,000 | 757,000 | 6,712,000 | 15,015,000 |
| Pretax income | 217,000 | -619,000 | -7,827,000 | -19,519,000 |
| Income tax | 89,000 | -228,000 | -1,203,000 | -767,000 |
| Net income | 128,000 | -391,000 | -6,624,000 | -18,752,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,804,000 | 24,289,000 | 18,110,000 | 6,060,000 |
| Total capital | 27,663,000 | 27,008,000 | 20,663,000 | 8,421,000 |
| Risk-weighted assets | 224,319,000 | 213,648,000 | 200,727,000 | 181,833,000 |