Call reports 2006
FIRST NATIONAL BANK — 2006
What FIRST NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 187,768,000 | 201,976,000 | 208,625,000 | 217,316,000 |
| Total loans | 132,131,000 | 149,889,000 | 162,500,000 | 164,186,000 |
| Allowance for loan losses | 2,044,000 | 2,093,000 | 2,239,000 | 2,665,000 |
| Securities available for sale | 30,019,000 | 28,481,000 | 28,594,000 | 30,381,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 156,871,000 | 170,851,000 | 179,023,000 | 183,150,000 |
| Interest-bearing deposits | 146,240,000 | 159,744,000 | 169,732,000 | 171,310,000 |
| Noninterest-bearing deposits | 10,631,000 | 11,107,000 | 9,291,000 | 11,840,000 |
| Equity capital | 18,995,000 | 19,032,000 | 20,412,000 | 24,819,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,218,000 | 6,964,000 | 11,207,000 | 15,418,000 |
| Interest expense | 1,447,000 | 3,123,000 | 5,116,000 | 7,278,000 |
| Net interest income | 1,771,000 | 3,841,000 | 6,091,000 | 8,140,000 |
| Noninterest income | 186,000 | 393,000 | 731,000 | 954,000 |
| Noninterest expense | 1,130,000 | 2,400,000 | 3,751,000 | 5,018,000 |
| Provision for loan losses | 20,000 | 70,000 | 225,000 | 675,000 |
| Pretax income | 807,000 | 1,764,000 | 2,846,000 | 3,401,000 |
| Income tax | 307,000 | 670,000 | 1,080,000 | 1,254,000 |
| Net income | 500,000 | 1,094,000 | 1,766,000 | 2,147,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,675,000 | 17,796,000 | 20,940,000 | 25,321,000 |
| Total capital | 21,424,000 | 19,770,000 | 23,043,000 | 27,454,000 |
| Risk-weighted assets | 139,816,000 | 157,832,000 | 168,117,000 | 170,106,000 |