Call reports 2005
FIRST NATIONAL BANK — 2005
What FIRST NATIONAL BANK reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 127,609,000 | 144,505,000 | 156,854,000 | 165,529,000 |
| Total loans | 93,628,000 | 105,660,000 | 115,704,000 | 121,661,000 |
| Allowance for loan losses | 1,713,000 | 1,735,000 | 1,815,000 | 2,053,000 |
| Securities available for sale | 18,837,000 | 20,840,000 | 22,344,000 | 23,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,984,000 | 118,210,000 | 129,283,000 | 136,867,000 |
| Interest-bearing deposits | 94,243,000 | 107,542,000 | 121,956,000 | 127,777,000 |
| Noninterest-bearing deposits | 7,741,000 | 10,668,000 | 7,327,000 | 9,090,000 |
| Equity capital | 14,803,000 | 15,441,000 | 18,463,000 | 18,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 1,810,000 | 4,037,000 | 6,570,000 | 9,466,000 |
| Interest expense | 649,000 | 1,520,000 | 2,535,000 | 3,731,000 |
| Net interest income | 1,161,000 | 2,517,000 | 4,035,000 | 5,735,000 |
| Noninterest income | 153,000 | 332,000 | 565,000 | 800,000 |
| Noninterest expense | 983,000 | 2,080,000 | 3,229,000 | 4,457,000 |
| Provision for loan losses | 0 | 0 | 80,000 | 130,000 |
| Pretax income | 331,000 | 769,000 | 1,291,000 | 1,948,000 |
| Income tax | 126,000 | 292,000 | 490,000 | 696,000 |
| Net income | 205,000 | 477,000 | 801,000 | 1,252,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,192,000 | 15,463,000 | 18,724,000 | 19,174,000 |
| Total capital | 16,382,000 | 16,771,000 | 20,136,000 | 20,749,000 |
| Risk-weighted assets | 94,683,000 | 104,248,000 | 112,558,000 | 125,513,000 |