Call reports 2003
FIRST NATIONAL BANK — 2003
What FIRST NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 69,127,000 | 79,816,000 | 87,197,000 | 93,481,000 |
| Total loans | 50,858,000 | 61,234,000 | 63,470,000 | 69,954,000 |
| Allowance for loan losses | 694,000 | 783,000 | 891,000 | 1,008,000 |
| Securities available for sale | 7,441,000 | 14,172,000 | 18,094,000 | 19,286,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 62,461,000 | 72,675,000 | 74,998,000 | 79,679,000 |
| Interest-bearing deposits | 56,422,000 | 67,106,000 | 68,655,000 | 71,524,000 |
| Noninterest-bearing deposits | 6,039,000 | 5,568,000 | 6,343,000 | 8,154,000 |
| Equity capital | 6,453,000 | 6,878,000 | 6,747,000 | 8,164,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 1,041,000 | 2,252,000 | 3,564,000 | 4,953,000 |
| Interest expense | 338,000 | 712,000 | 1,081,000 | 1,493,000 |
| Net interest income | 703,000 | 1,540,000 | 2,483,000 | 3,460,000 |
| Noninterest income | 203,000 | 420,000 | 664,000 | 871,000 |
| Noninterest expense | 725,000 | 1,467,000 | 2,317,000 | 3,175,000 |
| Provision for loan losses | 90,000 | 180,000 | 280,000 | 430,000 |
| Pretax income | 91,000 | 299,000 | 544,000 | 715,000 |
| Income tax | 32,000 | 106,000 | 201,000 | 271,000 |
| Net income | 59,000 | 193,000 | 343,000 | 444,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,340,000 | 6,773,000 | 6,922,000 | 8,224,000 |
| Total capital | 6,958,000 | 7,528,000 | 7,744,000 | 9,128,000 |
| Risk-weighted assets | 49,331,000 | 60,383,000 | 65,679,000 | 72,187,000 |