Call reports 2002
FIRST NATIONAL BANK — 2002
What FIRST NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 31,523,000 | 35,897,000 | 51,573,000 | 58,190,000 |
| Total loans | 19,670,000 | 20,475,000 | 35,030,000 | 42,556,000 |
| Allowance for loan losses | 590,000 | 494,000 | 559,000 | 608,000 |
| Securities available for sale | 7,823,000 | 7,922,000 | 9,936,000 | 7,234,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,797,000 | 29,320,000 | 44,948,000 | 51,656,000 |
| Interest-bearing deposits | 23,688,000 | 26,054,000 | 38,265,000 | 47,108,000 |
| Noninterest-bearing deposits | 3,109,000 | 3,266,000 | 6,683,000 | 4,549,000 |
| Equity capital | 3,576,000 | 6,354,000 | 6,418,000 | 6,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 512,000 | 1,108,000 | 1,897,000 | 2,785,000 |
| Interest expense | 204,000 | 424,000 | 682,000 | 997,000 |
| Net interest income | 308,000 | 684,000 | 1,215,000 | 1,788,000 |
| Noninterest income | 72,000 | 165,000 | 270,000 | 490,000 |
| Noninterest expense | 233,000 | 734,000 | 1,256,000 | 1,929,000 |
| Provision for loan losses | 170,000 | 192,000 | 273,000 | 377,000 |
| Pretax income | -23,000 | -77,000 | -44,000 | -28,000 |
| Income tax | -9,000 | -31,000 | -18,000 | 3,000 |
| Net income | -14,000 | -46,000 | -26,000 | -31,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,563,000 | 6,265,000 | 6,285,000 | 6,280,000 |
| Total capital | 3,838,000 | 6,557,000 | 6,738,000 | 6,786,000 |
| Risk-weighted assets | 21,650,000 | 23,184,000 | 36,123,000 | 40,392,000 |