Call reports 2001
FIRST NATIONAL BANK — 2001
What FIRST NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 30,325,000 | 30,830,000 | 29,840,000 | 28,896,000 |
| Total loans | 18,942,000 | 19,335,000 | 20,034,000 | 19,262,000 |
| Allowance for loan losses | 484,000 | 512,000 | 554,000 | 413,000 |
| Securities available for sale | 6,466,000 | 8,067,000 | 7,708,000 | 7,138,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,582,000 | 27,122,000 | 25,867,000 | 25,090,000 |
| Interest-bearing deposits | 23,703,000 | 24,364,000 | 23,116,000 | 22,378,000 |
| Noninterest-bearing deposits | 2,879,000 | 2,758,000 | 2,751,000 | 2,712,000 |
| Equity capital | 3,524,000 | 3,550,000 | 3,637,000 | 3,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 637,000 | 1,217,000 | 1,823,000 | 2,382,000 |
| Interest expense | 303,000 | 620,000 | 924,000 | 1,189,000 |
| Net interest income | 334,000 | 597,000 | 899,000 | 1,193,000 |
| Noninterest income | 94,000 | 177,000 | 263,000 | 340,000 |
| Noninterest expense | 261,000 | 530,000 | 806,000 | 1,058,000 |
| Provision for loan losses | 53,000 | 113,000 | 173,000 | 253,000 |
| Pretax income | 114,000 | 131,000 | 183,000 | 222,000 |
| Income tax | 45,000 | 52,000 | 73,000 | 77,000 |
| Net income | 69,000 | 79,000 | 110,000 | 145,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,501,000 | 3,511,000 | 3,542,000 | 3,577,000 |
| Total capital | 3,755,000 | 3,781,000 | 3,820,000 | 3,841,000 |
| Risk-weighted assets | 20,109,000 | 21,382,000 | 21,958,000 | 20,984,000 |