Call reports 2025
EMPRISE BANK — 2025
What EMPRISE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,589,249,000 | 2,592,410,000 | 2,677,153,000 | 2,751,411,000 |
| Total loans | 1,839,371,000 | 1,877,744,000 | 1,905,590,000 | 1,952,646,000 |
| Allowance for loan losses | 18,596,000 | 18,916,000 | 19,886,000 | 22,381,000 |
| Securities available for sale | 536,914,000 | 526,936,000 | 593,095,000 | 592,627,000 |
| Securities held to maturity | 0 | 0 | 1,250,000 | 1,250,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,384,283,000 | 2,380,889,000 | 2,407,264,000 | 2,478,897,000 |
| Interest-bearing deposits | 1,861,425,000 | 1,807,456,000 | 1,917,456,000 | 1,817,095,000 |
| Noninterest-bearing deposits | 522,858,000 | 573,433,000 | 489,808,000 | 661,802,000 |
| Equity capital | 191,599,000 | 197,096,000 | 203,974,000 | 206,772,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 32,598,000 | 66,340,000 | 101,285,000 | 137,251,000 |
| Interest expense | 10,852,000 | 21,669,000 | 32,672,000 | 43,292,000 |
| Net interest income | 21,746,000 | 44,671,000 | 68,613,000 | 93,959,000 |
| Noninterest income | 5,469,000 | 10,890,000 | 18,144,000 | 25,490,000 |
| Noninterest expense | 18,735,000 | 37,875,000 | 56,833,000 | 76,931,000 |
| Provision for loan losses | 942,000 | 1,896,000 | 2,945,000 | 7,211,000 |
| Pretax income | 7,428,000 | 16,223,000 | 27,406,000 | 35,681,000 |
| Income tax | 322,000 | 665,000 | 1,075,000 | 1,033,000 |
| Net income | 7,106,000 | 15,558,000 | 26,331,000 | 34,648,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 203,875,000 | 206,327,000 | 208,100,000 | 207,416,000 |
| Total capital | 223,698,000 | 226,565,000 | 229,308,000 | 231,184,000 |
| Risk-weighted assets | 1,933,286,000 | 1,953,260,000 | 2,002,518,000 | 2,042,951,000 |