Call reports 2024
EMPRISE BANK — 2024
What EMPRISE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,549,157,000 | 2,536,386,000 | 2,535,344,000 | 2,514,769,000 |
| Total loans | 1,798,115,000 | 1,831,743,000 | 1,818,481,000 | 1,856,754,000 |
| Allowance for loan losses | 15,207,000 | 16,125,000 | 16,831,000 | 17,681,000 |
| Securities available for sale | 590,619,000 | 580,476,000 | 568,195,000 | 540,631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,157,612,000 | 2,133,472,000 | 2,262,730,000 | 2,272,930,000 |
| Interest-bearing deposits | 1,599,748,000 | 1,586,788,000 | 1,752,458,000 | 1,771,195,000 |
| Noninterest-bearing deposits | 557,864,000 | 546,684,000 | 510,272,000 | 501,735,000 |
| Equity capital | 178,224,000 | 185,405,000 | 199,884,000 | 185,888,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,412,000 | 63,946,000 | 98,485,000 | 131,562,000 |
| Interest expense | 10,565,000 | 21,933,000 | 34,022,000 | 45,315,000 |
| Net interest income | 20,847,000 | 42,013,000 | 64,463,000 | 86,247,000 |
| Noninterest income | 4,816,000 | 10,250,000 | 15,453,000 | 22,500,000 |
| Noninterest expense | 17,698,000 | 35,210,000 | 53,262,000 | 71,528,000 |
| Provision for loan losses | 1,100,000 | 2,150,000 | 3,200,000 | 4,250,000 |
| Pretax income | 6,866,000 | 14,900,000 | 23,367,000 | 32,884,000 |
| Income tax | 251,000 | 578,000 | 898,000 | 1,218,000 |
| Net income | 6,615,000 | 14,322,000 | 22,469,000 | 31,666,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 199,108,000 | 204,413,000 | 207,562,000 | 202,770,000 |
| Total capital | 215,347,000 | 221,571,000 | 225,512,000 | 221,569,000 |
| Risk-weighted assets | 1,892,805,000 | 1,906,731,000 | 1,879,820,000 | 1,940,651,000 |