Call reports 2023
EMPRISE BANK — 2023
What EMPRISE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,388,828,000 | 2,415,653,000 | 2,451,592,000 | 2,470,582,000 |
| Total loans | 1,619,347,000 | 1,667,335,000 | 1,720,920,000 | 1,753,134,000 |
| Allowance for loan losses | 15,302,000 | 15,152,000 | 15,614,000 | 14,936,000 |
| Securities available for sale | 632,240,000 | 618,191,000 | 605,043,000 | 602,991,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,168,808,000 | 2,119,923,000 | 2,081,459,000 | 2,090,077,000 |
| Interest-bearing deposits | 1,502,034,000 | 1,465,529,000 | 1,480,147,000 | 1,528,223,000 |
| Noninterest-bearing deposits | 666,774,000 | 654,394,000 | 601,312,000 | 561,854,000 |
| Equity capital | 160,183,000 | 157,607,000 | 158,346,000 | 176,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 25,276,000 | 52,713,000 | 82,161,000 | 112,685,000 |
| Interest expense | 3,920,000 | 9,762,000 | 17,525,000 | 26,924,000 |
| Net interest income | 21,356,000 | 42,951,000 | 64,636,000 | 85,761,000 |
| Noninterest income | 5,321,000 | 10,311,000 | 15,535,000 | 20,586,000 |
| Noninterest expense | 16,673,000 | 34,682,000 | 52,411,000 | 69,225,000 |
| Provision for loan losses | 0 | 0 | 620,000 | 120,000 |
| Pretax income | 9,353,000 | 17,318,000 | 25,872,000 | 35,388,000 |
| Income tax | 391,000 | 764,000 | 1,123,000 | 1,178,000 |
| Net income | 8,962,000 | 16,554,000 | 24,749,000 | 34,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 183,989,000 | 185,330,000 | 193,526,000 | 197,742,000 |
| Total capital | 200,067,000 | 201,378,000 | 210,044,000 | 213,711,000 |
| Risk-weighted assets | 1,753,457,000 | 1,786,827,000 | 1,832,277,000 | 1,846,481,000 |