Call reports 2021
EMPRISE BANK — 2021
What EMPRISE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 2,336,670,000 | 2,345,821,000 | 2,374,979,000 | 2,361,582,000 |
| Total loans | 1,360,369,000 | 1,342,835,000 | 1,349,923,000 | 1,418,026,000 |
| Allowance for loan losses | 18,306,000 | 18,127,000 | 17,974,000 | 16,622,000 |
| Securities available for sale | 544,756,000 | 637,226,000 | 645,373,000 | 673,778,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,132,262,000 | 2,133,304,000 | 2,159,216,000 | 2,140,995,000 |
| Interest-bearing deposits | 1,453,525,000 | 1,494,914,000 | 1,489,966,000 | 1,495,969,000 |
| Noninterest-bearing deposits | 678,737,000 | 638,390,000 | 669,250,000 | 645,026,000 |
| Equity capital | 192,208,000 | 198,836,000 | 202,185,000 | 206,874,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 16,920,000 | 33,761,000 | 50,493,000 | 67,517,000 |
| Interest expense | 1,592,000 | 3,088,000 | 4,541,000 | 5,720,000 |
| Net interest income | 15,328,000 | 30,673,000 | 45,952,000 | 61,797,000 |
| Noninterest income | 4,611,000 | 9,546,000 | 14,645,000 | 19,941,000 |
| Noninterest expense | 13,212,000 | 26,717,000 | 41,178,000 | 55,258,000 |
| Provision for loan losses | 0 | 0 | 0 | -1,250,000 |
| Pretax income | 6,727,000 | 13,511,000 | 19,437,000 | 27,751,000 |
| Income tax | 280,000 | 563,000 | 809,000 | 933,000 |
| Net income | 6,447,000 | 12,948,000 | 18,628,000 | 26,818,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 160,295,000 | 166,797,000 | 172,476,000 | 180,672,000 |
| Total capital | 177,125,000 | 183,964,000 | 190,262,000 | 197,294,000 |
| Risk-weighted assets | 1,344,884,000 | 1,372,397,000 | 1,422,720,000 | 1,491,569,000 |