Call reports 2020
EMPRISE BANK — 2020
What EMPRISE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,864,899,000 | 2,060,928,000 | 2,077,387,000 | 2,122,627,000 |
| Total loans | 1,340,001,000 | 1,447,183,000 | 1,444,062,000 | 1,397,436,000 |
| Allowance for loan losses | 18,152,000 | 19,930,000 | 22,320,000 | 18,323,000 |
| Securities available for sale | 390,710,000 | 411,317,000 | 461,617,000 | 496,386,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,693,385,000 | 1,868,322,000 | 1,876,653,000 | 1,918,636,000 |
| Interest-bearing deposits | 1,204,412,000 | 1,283,220,000 | 1,326,890,000 | 1,365,025,000 |
| Noninterest-bearing deposits | 488,973,000 | 585,102,000 | 549,763,000 | 553,611,000 |
| Equity capital | 159,349,000 | 172,680,000 | 180,703,000 | 187,352,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 18,156,000 | 36,233,000 | 54,073,000 | 71,757,000 |
| Interest expense | 2,446,000 | 4,413,000 | 6,209,000 | 7,935,000 |
| Net interest income | 15,710,000 | 31,820,000 | 47,864,000 | 63,822,000 |
| Noninterest income | 4,642,000 | 8,700,000 | 13,119,000 | 17,765,000 |
| Noninterest expense | 13,061,000 | 25,439,000 | 38,672,000 | 52,094,000 |
| Provision for loan losses | 2,100,000 | 4,350,000 | 6,600,000 | 8,100,000 |
| Pretax income | 5,189,000 | 10,731,000 | 15,722,000 | 21,407,000 |
| Income tax | 214,000 | 448,000 | 654,000 | 841,000 |
| Net income | 4,975,000 | 10,283,000 | 15,068,000 | 20,566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 138,251,000 | 143,559,000 | 148,344,000 | 153,847,000 |
| Total capital | 155,222,000 | 160,572,000 | 165,445,000 | 170,904,000 |
| Risk-weighted assets | 1,356,462,000 | 1,358,104,000 | 1,362,898,000 | 1,363,267,000 |