Call reports 2019
EMPRISE BANK — 2019
What EMPRISE BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,728,033,000 | 1,734,923,000 | 1,778,820,000 | 1,817,179,000 |
| Total loans | 1,266,443,000 | 1,279,191,000 | 1,311,942,000 | 1,314,004,000 |
| Allowance for loan losses | 15,354,000 | 15,624,000 | 16,333,000 | 16,197,000 |
| Securities available for sale | 325,785,000 | 319,199,000 | 316,762,000 | 345,487,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,558,917,000 | 1,562,401,000 | 1,602,100,000 | 1,641,242,000 |
| Interest-bearing deposits | 1,096,405,000 | 1,092,402,000 | 1,121,830,000 | 1,173,645,000 |
| Noninterest-bearing deposits | 462,512,000 | 469,999,000 | 480,270,000 | 467,597,000 |
| Equity capital | 160,922,000 | 164,554,000 | 167,140,000 | 166,624,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 18,042,000 | 36,504,000 | 55,467,000 | 74,223,000 |
| Interest expense | 1,916,000 | 4,061,000 | 6,335,000 | 8,761,000 |
| Net interest income | 16,126,000 | 32,443,000 | 49,132,000 | 65,462,000 |
| Noninterest income | 4,286,000 | 8,909,000 | 14,143,000 | 19,710,000 |
| Noninterest expense | 12,646,000 | 25,861,000 | 39,170,000 | 52,506,000 |
| Provision for loan losses | 750,000 | 1,500,000 | 2,250,000 | 2,550,000 |
| Pretax income | 7,016,000 | 14,861,000 | 23,732,000 | 32,175,000 |
| Income tax | 298,000 | 629,000 | 991,000 | 1,352,000 |
| Net income | 6,718,000 | 14,232,000 | 22,741,000 | 30,823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 136,064,000 | 136,660,000 | 139,189,000 | 139,776,000 |
| Total capital | 151,418,000 | 152,284,000 | 155,522,000 | 155,973,000 |
| Risk-weighted assets | 1,251,856,000 | 1,270,668,000 | 1,310,732,000 | 1,334,048,000 |