Call reports 2018
EMPRISE BANK — 2018
What EMPRISE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,817,200,000 | 1,706,760,000 | 1,678,417,000 | 1,686,673,000 |
| Total loans | 1,295,230,000 | 1,290,663,000 | 1,254,550,000 | 1,261,188,000 |
| Allowance for loan losses | 15,987,000 | 15,538,000 | 15,597,000 | 14,655,000 |
| Securities available for sale | 268,463,000 | 250,078,000 | 297,821,000 | 314,497,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,503,717,000 | 1,537,922,000 | 1,513,476,000 | 1,508,485,000 |
| Interest-bearing deposits | 1,048,880,000 | 1,077,482,000 | 1,064,224,000 | 1,060,849,000 |
| Noninterest-bearing deposits | 454,837,000 | 460,440,000 | 449,252,000 | 447,636,000 |
| Equity capital | 155,404,000 | 160,221,000 | 154,853,000 | 158,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 16,727,000 | 33,618,000 | 50,932,000 | 68,707,000 |
| Interest expense | 1,378,000 | 2,625,000 | 3,974,000 | 5,678,000 |
| Net interest income | 15,349,000 | 30,993,000 | 46,958,000 | 63,029,000 |
| Noninterest income | 4,712,000 | 9,153,000 | 13,819,000 | 18,438,000 |
| Noninterest expense | 12,584,000 | 25,378,000 | 37,976,000 | 50,018,000 |
| Provision for loan losses | 900,000 | 1,350,000 | 1,500,000 | 1,500,000 |
| Pretax income | 6,617,000 | 14,901,000 | 22,784,000 | 31,432,000 |
| Income tax | 280,000 | 631,000 | 965,000 | 1,246,000 |
| Net income | 6,337,000 | 14,270,000 | 21,819,000 | 30,186,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 135,129,000 | 140,652,000 | 137,293,000 | 138,255,000 |
| Total capital | 151,071,000 | 156,190,000 | 152,598,000 | 152,910,000 |
| Risk-weighted assets | 1,275,198,000 | 1,265,783,000 | 1,224,082,000 | 1,242,957,000 |