Call reports 2016
EMPRISE BANK — 2016
What EMPRISE BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 1,548,701,000 | 1,570,422,000 | 1,571,726,000 | 1,573,889,000 |
| Total loans | 1,065,942,000 | 1,101,791,000 | 1,147,313,000 | 1,169,861,000 |
| Allowance for loan losses | 12,911,000 | 13,149,000 | 12,765,000 | 13,596,000 |
| Securities available for sale | 376,675,000 | 361,434,000 | 275,660,000 | 293,524,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,394,228,000 | 1,370,372,000 | 1,408,557,000 | 1,402,107,000 |
| Interest-bearing deposits | 1,028,384,000 | 961,374,000 | 974,367,000 | 993,347,000 |
| Noninterest-bearing deposits | 365,844,000 | 408,998,000 | 434,190,000 | 408,760,000 |
| Equity capital | 145,099,000 | 149,041,000 | 151,430,000 | 150,534,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 13,902,000 | 28,036,000 | 42,277,000 | 56,501,000 |
| Interest expense | 621,000 | 1,242,000 | 1,858,000 | 2,429,000 |
| Net interest income | 13,281,000 | 26,794,000 | 40,419,000 | 54,072,000 |
| Noninterest income | 4,229,000 | 8,881,000 | 13,210,000 | 17,849,000 |
| Noninterest expense | 12,010,000 | 24,038,000 | 37,098,000 | 49,048,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 2,100,000 |
| Pretax income | 5,151,000 | 10,933,000 | 18,699,000 | 23,841,000 |
| Income tax | 227,000 | 480,000 | 796,000 | 940,000 |
| Net income | 4,924,000 | 10,453,000 | 17,903,000 | 22,901,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 115,772,000 | 116,106,000 | 123,610,000 | 128,672,000 |
| Total capital | 128,683,000 | 129,255,000 | 136,375,000 | 142,268,000 |
| Risk-weighted assets | 1,117,938,000 | 1,148,047,000 | 1,195,013,000 | 1,216,495,000 |