Call reports 2015
EMPRISE BANK — 2015
What EMPRISE BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 1,512,648,000 | 1,524,249,000 | 1,524,681,000 | 1,561,937,000 |
| Total loans | 1,007,796,000 | 1,028,908,000 | 1,020,924,000 | 1,043,723,000 |
| Allowance for loan losses | 14,003,000 | 12,461,000 | 12,441,000 | 12,645,000 |
| Securities available for sale | 402,215,000 | 394,316,000 | 402,315,000 | 387,341,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,360,075,000 | 1,368,629,000 | 1,359,895,000 | 1,366,279,000 |
| Interest-bearing deposits | 1,002,081,000 | 980,405,000 | 968,874,000 | 991,892,000 |
| Noninterest-bearing deposits | 357,994,000 | 388,224,000 | 391,021,000 | 374,387,000 |
| Equity capital | 144,776,000 | 143,186,000 | 143,111,000 | 140,204,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 13,596,000 | 27,464,000 | 41,070,000 | 54,994,000 |
| Interest expense | 691,000 | 1,364,000 | 2,024,000 | 2,673,000 |
| Net interest income | 12,905,000 | 26,100,000 | 39,046,000 | 52,321,000 |
| Noninterest income | 4,179,000 | 8,547,000 | 13,151,000 | 18,058,000 |
| Noninterest expense | 11,345,000 | 23,073,000 | 36,105,000 | 48,679,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,200,000 | 1,500,000 |
| Pretax income | 5,593,000 | 10,996,000 | 15,237,000 | 20,463,000 |
| Income tax | 236,000 | 464,000 | 653,000 | 899,000 |
| Net income | 5,357,000 | 10,532,000 | 14,584,000 | 19,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 113,600,000 | 113,561,000 | 112,400,000 | 113,550,000 |
| Total capital | 126,811,000 | 126,022,000 | 124,841,000 | 126,195,000 |
| Risk-weighted assets | 1,056,124,000 | 1,069,347,000 | 1,061,960,000 | 1,116,526,000 |