Call reports 2014
EMPRISE BANK — 2014
What EMPRISE BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 1,544,766,000 | 1,511,581,000 | 1,515,202,000 | 1,508,881,000 |
| Total loans | 915,760,000 | 942,708,000 | 982,353,000 | 984,063,000 |
| Allowance for loan losses | 11,529,000 | 11,860,000 | 13,145,000 | 13,614,000 |
| Securities available for sale | 519,425,000 | 449,503,000 | 435,555,000 | 422,622,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,380,613,000 | 1,358,746,000 | 1,340,579,000 | 1,350,898,000 |
| Interest-bearing deposits | 1,005,505,000 | 975,995,000 | 956,369,000 | 971,722,000 |
| Noninterest-bearing deposits | 375,108,000 | 382,751,000 | 384,210,000 | 379,176,000 |
| Equity capital | 142,640,000 | 146,251,000 | 144,337,000 | 143,034,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 13,630,000 | 27,353,000 | 41,074,000 | 54,786,000 |
| Interest expense | 790,000 | 1,558,000 | 2,301,000 | 3,019,000 |
| Net interest income | 12,840,000 | 25,795,000 | 38,773,000 | 51,767,000 |
| Noninterest income | 4,171,000 | 8,584,000 | 13,125,000 | 17,250,000 |
| Noninterest expense | 11,309,000 | 22,306,000 | 33,450,000 | 44,866,000 |
| Provision for loan losses | 375,000 | 750,000 | 2,125,000 | 2,875,000 |
| Pretax income | 5,294,000 | 12,778,000 | 17,695,000 | 22,886,000 |
| Income tax | 223,000 | 538,000 | 746,000 | 966,000 |
| Net income | 5,071,000 | 12,240,000 | 16,949,000 | 21,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 112,465,000 | 114,474,000 | 114,274,000 | 112,845,000 |
| Total capital | 123,994,000 | 126,334,000 | 127,021,000 | 125,469,000 |
| Risk-weighted assets | 999,743,000 | 984,208,000 | 1,019,335,000 | 1,008,906,000 |