Call reports 2013
EMPRISE BANK — 2013
What EMPRISE BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 1,538,784,000 | 1,516,994,000 | 1,542,301,000 | 1,549,015,000 |
| Total loans | 818,209,000 | 843,847,000 | 863,394,000 | 896,400,000 |
| Allowance for loan losses | 10,329,000 | 10,475,000 | 11,143,000 | 11,233,000 |
| Securities available for sale | 575,722,000 | 560,681,000 | 563,458,000 | 539,528,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,385,208,000 | 1,363,053,000 | 1,371,295,000 | 1,331,170,000 |
| Interest-bearing deposits | 1,046,034,000 | 1,006,399,000 | 990,382,000 | 973,897,000 |
| Noninterest-bearing deposits | 339,174,000 | 356,654,000 | 380,913,000 | 357,273,000 |
| Equity capital | 147,321,000 | 139,490,000 | 140,044,000 | 139,367,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 13,519,000 | 26,729,000 | 39,821,000 | 53,407,000 |
| Interest expense | 1,197,000 | 2,274,000 | 3,240,000 | 4,090,000 |
| Net interest income | 12,322,000 | 24,455,000 | 36,581,000 | 49,317,000 |
| Noninterest income | 4,205,000 | 8,270,000 | 12,728,000 | 17,225,000 |
| Noninterest expense | 10,814,000 | 21,732,000 | 32,641,000 | 43,709,000 |
| Provision for loan losses | 375,000 | 750,000 | 1,125,000 | 1,500,000 |
| Pretax income | 4,950,000 | 10,424,000 | 15,320,000 | 20,786,000 |
| Income tax | 208,000 | 441,000 | 648,000 | 850,000 |
| Net income | 4,742,000 | 9,983,000 | 14,672,000 | 19,936,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 110,327,000 | 112,159,000 | 111,938,000 | 112,803,000 |
| Total capital | 120,656,000 | 122,634,000 | 123,081,000 | 124,036,000 |
| Risk-weighted assets | 948,650,000 | 971,963,000 | 975,754,000 | 996,610,000 |