Call reports 2012
EMPRISE BANK — 2012
What EMPRISE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 1,467,738,000 | 1,472,260,000 | 1,482,329,000 | 1,518,039,000 |
| Total loans | 769,159,000 | 762,448,000 | 778,616,000 | 803,844,000 |
| Allowance for loan losses | 10,335,000 | 10,324,000 | 9,994,000 | 10,062,000 |
| Securities available for sale | 541,460,000 | 522,614,000 | 579,501,000 | 567,141,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,294,364,000 | 1,304,348,000 | 1,311,026,000 | 1,364,394,000 |
| Interest-bearing deposits | 1,008,661,000 | 998,952,000 | 991,617,000 | 1,017,837,000 |
| Noninterest-bearing deposits | 285,703,000 | 305,396,000 | 319,409,000 | 346,557,000 |
| Equity capital | 140,549,000 | 141,882,000 | 144,521,000 | 146,255,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 14,460,000 | 28,533,000 | 42,395,000 | 55,707,000 |
| Interest expense | 1,727,000 | 3,395,000 | 5,019,000 | 6,461,000 |
| Net interest income | 12,733,000 | 25,138,000 | 37,376,000 | 49,246,000 |
| Noninterest income | 4,018,000 | 8,360,000 | 12,862,000 | 16,968,000 |
| Noninterest expense | 11,142,000 | 22,114,000 | 32,947,000 | 44,365,000 |
| Provision for loan losses | 0 | 150,000 | 150,000 | 600,000 |
| Pretax income | 5,623,000 | 10,509,000 | 16,464,000 | 20,245,000 |
| Income tax | 386,000 | 593,000 | 729,000 | 865,000 |
| Net income | 5,237,000 | 9,916,000 | 15,735,000 | 19,380,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 108,883,000 | 108,836,000 | 109,747,000 | 109,495,000 |
| Total capital | 119,218,000 | 119,160,000 | 119,741,000 | 119,557,000 |
| Risk-weighted assets | 914,082,000 | 892,256,000 | 915,342,000 | 936,363,000 |