Call reports 2011
EMPRISE BANK — 2011
What EMPRISE BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 1,468,731,000 | 1,481,783,000 | 1,437,374,000 | 1,461,858,000 |
| Total loans | 771,139,000 | 758,071,000 | 744,903,000 | 739,621,000 |
| Allowance for loan losses | 10,832,000 | 11,224,000 | 11,382,000 | 10,598,000 |
| Securities available for sale | 538,418,000 | 574,054,000 | 563,412,000 | 568,972,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,299,083,000 | 1,302,237,000 | 1,257,811,000 | 1,282,378,000 |
| Interest-bearing deposits | 1,044,401,000 | 1,037,503,000 | 989,130,000 | 1,008,611,000 |
| Noninterest-bearing deposits | 254,682,000 | 264,734,000 | 268,681,000 | 273,767,000 |
| Equity capital | 133,918,000 | 141,217,000 | 143,197,000 | 142,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 14,448,000 | 29,859,000 | 45,120,000 | 59,638,000 |
| Interest expense | 2,065,000 | 4,177,000 | 6,183,000 | 8,054,000 |
| Net interest income | 12,383,000 | 25,682,000 | 38,937,000 | 51,584,000 |
| Noninterest income | 3,520,000 | 7,782,000 | 12,095,000 | 16,334,000 |
| Noninterest expense | 10,504,000 | 20,929,000 | 31,822,000 | 42,850,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,350,000 | 1,800,000 |
| Pretax income | 3,772,000 | 9,889,000 | 15,484,000 | 20,212,000 |
| Income tax | 159,000 | 416,000 | 651,000 | 815,000 |
| Net income | 3,613,000 | 9,473,000 | 14,833,000 | 19,397,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,755,000 | 109,110,000 | 109,566,000 | 109,226,000 |
| Total capital | 117,587,000 | 120,334,000 | 120,793,000 | 119,824,000 |
| Risk-weighted assets | 942,767,000 | 925,158,000 | 898,048,000 | 891,871,000 |