Call reports 2010
EMPRISE BANK — 2010
What EMPRISE BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 1,401,004,000 | 1,379,118,000 | 1,391,673,000 | 1,442,236,000 |
| Total loans | 780,055,000 | 766,965,000 | 750,030,000 | 760,440,000 |
| Allowance for loan losses | 11,250,000 | 11,382,000 | 11,245,000 | 11,454,000 |
| Securities available for sale | 433,004,000 | 467,023,000 | 492,278,000 | 505,815,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,216,000,000 | 1,195,571,000 | 1,206,169,000 | 1,266,847,000 |
| Interest-bearing deposits | 986,268,000 | 961,396,000 | 968,713,000 | 1,024,527,000 |
| Noninterest-bearing deposits | 229,732,000 | 234,175,000 | 237,456,000 | 242,320,000 |
| Equity capital | 121,373,000 | 127,290,000 | 129,966,000 | 129,825,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 15,029,000 | 29,509,000 | 44,693,000 | 59,434,000 |
| Interest expense | 2,592,000 | 5,128,000 | 7,575,000 | 9,888,000 |
| Net interest income | 12,437,000 | 24,381,000 | 37,118,000 | 49,546,000 |
| Noninterest income | 3,664,000 | 7,900,000 | 12,184,000 | 16,344,000 |
| Noninterest expense | 11,067,000 | 21,502,000 | 32,061,000 | 42,474,000 |
| Provision for loan losses | 900,000 | 1,650,000 | 2,100,000 | 2,400,000 |
| Pretax income | 3,547,000 | 6,940,000 | 11,697,000 | 16,396,000 |
| Income tax | 149,000 | 292,000 | 491,000 | 682,000 |
| Net income | 3,398,000 | 6,648,000 | 11,206,000 | 15,714,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 104,720,000 | 105,807,000 | 107,953,000 | 107,548,000 |
| Total capital | 115,970,000 | 117,189,000 | 119,198,000 | 119,002,000 |
| Risk-weighted assets | 980,339,000 | 952,901,000 | 936,444,000 | 940,762,000 |