Call reports 2009
EMPRISE BANK — 2009
What EMPRISE BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 1,240,329,000 | 1,231,829,000 | 1,284,915,000 | 1,396,660,000 |
| Total loans | 839,456,000 | 825,970,000 | 816,914,000 | 800,413,000 |
| Allowance for loan losses | 8,837,000 | 9,814,000 | 11,618,000 | 11,105,000 |
| Securities available for sale | 259,669,000 | 281,668,000 | 327,837,000 | 356,359,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,061,670,000 | 1,050,652,000 | 1,100,541,000 | 1,205,902,000 |
| Interest-bearing deposits | 844,464,000 | 843,094,000 | 869,444,000 | 955,484,000 |
| Noninterest-bearing deposits | 217,206,000 | 207,558,000 | 231,097,000 | 250,418,000 |
| Equity capital | 111,453,000 | 115,162,000 | 116,889,000 | 119,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 15,175,000 | 30,637,000 | 45,928,000 | 61,430,000 |
| Interest expense | 3,291,000 | 6,344,000 | 9,318,000 | 12,005,000 |
| Net interest income | 11,884,000 | 24,293,000 | 36,610,000 | 49,425,000 |
| Noninterest income | 3,703,000 | 7,453,000 | 11,409,000 | 15,629,000 |
| Noninterest expense | 10,818,000 | 21,800,000 | 32,446,000 | 43,476,000 |
| Provision for loan losses | 1,000,000 | 2,350,000 | 4,500,000 | 5,975,000 |
| Pretax income | 3,825,000 | 6,914,000 | 10,874,000 | 14,059,000 |
| Income tax | 161,000 | 291,000 | 460,000 | 608,000 |
| Net income | 3,664,000 | 6,623,000 | 10,414,000 | 13,451,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 95,925,000 | 97,472,000 | 100,602,000 | 102,484,000 |
| Total capital | 104,762,000 | 107,286,000 | 112,220,000 | 113,589,000 |
| Risk-weighted assets | 967,625,000 | 977,447,000 | 983,084,000 | 978,322,000 |