Call reports 2008
EMPRISE BANK — 2008
What EMPRISE BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 1,167,008,000 | 1,179,464,000 | 1,175,914,000 | 1,258,434,000 |
| Total loans | 764,026,000 | 795,112,000 | 802,565,000 | 841,075,000 |
| Allowance for loan losses | 9,916,000 | 9,888,000 | 8,419,000 | 8,178,000 |
| Securities available for sale | 271,018,000 | 255,793,000 | 237,884,000 | 249,796,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 986,849,000 | 979,741,000 | 990,116,000 | 1,080,474,000 |
| Interest-bearing deposits | 807,531,000 | 797,286,000 | 795,303,000 | 891,243,000 |
| Noninterest-bearing deposits | 179,318,000 | 182,455,000 | 194,813,000 | 189,231,000 |
| Equity capital | 106,924,000 | 103,589,000 | 115,759,000 | 110,004,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 17,906,000 | 34,656,000 | 51,161,000 | 67,068,000 |
| Interest expense | 5,852,000 | 10,730,000 | 15,319,000 | 19,719,000 |
| Net interest income | 12,054,000 | 23,926,000 | 35,842,000 | 47,349,000 |
| Noninterest income | 3,550,000 | 7,105,000 | 11,038,000 | 14,811,000 |
| Noninterest expense | 9,906,000 | 20,021,000 | 30,164,000 | 40,410,000 |
| Provision for loan losses | 0 | 0 | 450,000 | 1,600,000 |
| Pretax income | 5,698,000 | 11,349,000 | 16,605,000 | 17,739,000 |
| Income tax | 250,000 | 498,000 | 730,000 | 588,000 |
| Net income | 5,448,000 | 10,851,000 | 15,875,000 | 17,151,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,637,000 | 86,128,000 | 88,241,000 | 92,175,000 |
| Total capital | 90,553,000 | 96,016,000 | 96,660,000 | 100,353,000 |
| Risk-weighted assets | 874,937,000 | 907,340,000 | 915,621,000 | 972,324,000 |