Call reports 2007
EMPRISE BANK — 2007
What EMPRISE BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,071,068,000 | 1,052,809,000 | 1,064,115,000 | 1,157,013,000 |
| Total loans | 683,301,000 | 690,239,000 | 702,712,000 | 743,340,000 |
| Allowance for loan losses | 11,175,000 | 10,639,000 | 10,267,000 | 10,103,000 |
| Securities available for sale | 235,291,000 | 237,623,000 | 242,610,000 | 267,335,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 943,912,000 | 927,118,000 | 914,448,000 | 959,410,000 |
| Interest-bearing deposits | 744,539,000 | 731,168,000 | 751,226,000 | 788,063,000 |
| Noninterest-bearing deposits | 199,373,000 | 195,950,000 | 163,222,000 | 171,347,000 |
| Equity capital | 104,236,000 | 100,338,000 | 100,395,000 | 101,795,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 16,780,000 | 33,787,000 | 50,989,000 | 68,470,000 |
| Interest expense | 5,690,000 | 11,441,000 | 17,339,000 | 23,338,000 |
| Net interest income | 11,090,000 | 22,346,000 | 33,650,000 | 45,132,000 |
| Noninterest income | 3,780,000 | 7,424,000 | 11,115,000 | 14,885,000 |
| Noninterest expense | 9,767,000 | 19,674,000 | 29,537,000 | 39,771,000 |
| Provision for loan losses | 300,000 | 300,000 | 300,000 | 300,000 |
| Pretax income | 4,867,000 | 9,875,000 | 15,008,000 | 20,026,000 |
| Income tax | 214,000 | 434,000 | 687,000 | 907,000 |
| Net income | 4,653,000 | 9,441,000 | 14,321,000 | 19,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,498,000 | 77,363,000 | 76,208,000 | 75,099,000 |
| Total capital | 88,456,000 | 87,405,000 | 86,349,000 | 85,202,000 |
| Risk-weighted assets | 795,405,000 | 802,733,000 | 811,185,000 | 873,429,000 |