Call reports 2006
EMPRISE BANK — 2006
What EMPRISE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 802,773,000 | 789,154,000 | 787,942,000 | 1,078,919,000 |
| Total loans | 592,196,000 | 578,490,000 | 583,731,000 | 701,826,000 |
| Allowance for loan losses | 8,651,000 | 8,360,000 | 7,596,000 | 10,352,000 |
| Securities available for sale | 124,312,000 | 127,690,000 | 129,409,000 | 214,586,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 721,551,000 | 711,955,000 | 709,065,000 | 948,321,000 |
| Interest-bearing deposits | 577,709,000 | 565,942,000 | 566,764,000 | 742,347,000 |
| Noninterest-bearing deposits | 143,842,000 | 146,013,000 | 142,301,000 | 205,974,000 |
| Equity capital | 69,043,000 | 65,993,000 | 66,737,000 | 105,400,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 11,730,000 | 24,079,000 | 37,104,000 | 57,169,000 |
| Interest expense | 3,132,000 | 6,520,000 | 10,224,000 | 17,012,000 |
| Net interest income | 8,598,000 | 17,559,000 | 26,880,000 | 40,157,000 |
| Noninterest income | 2,766,000 | 5,785,000 | 8,690,000 | 12,739,000 |
| Noninterest expense | 7,585,000 | 15,099,000 | 23,193,000 | 35,599,000 |
| Provision for loan losses | 255,000 | 435,000 | 735,000 | 1,035,000 |
| Pretax income | 3,524,000 | 7,810,000 | 11,642,000 | 16,364,000 |
| Income tax | 142,000 | 315,000 | 467,000 | 664,000 |
| Net income | 3,382,000 | 7,495,000 | 11,175,000 | 15,700,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,988,000 | 60,614,000 | 60,306,000 | 79,752,000 |
| Total capital | 70,896,000 | 68,337,000 | 67,902,000 | 89,646,000 |
| Risk-weighted assets | 631,900,000 | 617,185,000 | 617,779,000 | 791,058,000 |