Call reports 2002
EMPRISE BANK — 2002
What EMPRISE BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 506,692,000 | 496,856,000 | 505,986,000 | 497,101,000 |
| Total loans | 415,463,000 | 407,428,000 | 406,953,000 | 409,243,000 |
| Allowance for loan losses | 4,584,000 | 4,374,000 | 4,623,000 | 8,180,000 |
| Securities available for sale | 5,741,000 | 15,294,000 | 20,056,000 | 19,176,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 445,450,000 | 439,421,000 | 445,606,000 | 447,676,000 |
| Interest-bearing deposits | 363,186,000 | 351,546,000 | 357,108,000 | 356,098,000 |
| Noninterest-bearing deposits | 82,264,000 | 87,875,000 | 88,498,000 | 91,578,000 |
| Equity capital | 51,994,000 | 51,934,000 | 51,568,000 | 47,694,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 7,332,000 | 14,427,000 | 21,303,000 | 28,171,000 |
| Interest expense | 2,465,000 | 4,624,000 | 6,620,000 | 8,425,000 |
| Net interest income | 4,867,000 | 9,803,000 | 14,683,000 | 19,746,000 |
| Noninterest income | 1,719,000 | 3,457,000 | 5,311,000 | 7,215,000 |
| Noninterest expense | 4,846,000 | 9,605,000 | 14,476,000 | 19,324,000 |
| Provision for loan losses | 300,000 | 600,000 | 900,000 | 4,500,000 |
| Pretax income | 1,437,000 | 3,053,000 | 4,616,000 | 3,135,000 |
| Income tax | 59,000 | 127,000 | 191,000 | 97,000 |
| Net income | 1,378,000 | 2,926,000 | 4,425,000 | 3,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,017,000 | 48,052,000 | 47,703,000 | 43,794,000 |
| Total capital | 52,601,000 | 52,426,000 | 52,326,000 | 49,127,000 |
| Risk-weighted assets | 414,748,000 | 412,000,000 | 422,695,000 | 423,798,000 |