Call reports 2001
EMPRISE BANK — 2001
What EMPRISE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 510,610,000 | 495,163,000 | 489,094,000 | 481,884,000 |
| Total loans | 408,014,000 | 418,512,000 | 418,261,000 | 417,954,000 |
| Allowance for loan losses | 4,549,000 | 4,135,000 | 4,334,000 | 4,187,000 |
| Securities available for sale | 8,784,000 | 6,732,000 | 5,877,000 | 5,199,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 460,704,000 | 437,642,000 | 431,491,000 | 428,662,000 |
| Interest-bearing deposits | 390,959,000 | 368,529,000 | 359,462,000 | 356,677,000 |
| Noninterest-bearing deposits | 69,745,000 | 69,113,000 | 72,029,000 | 71,985,000 |
| Equity capital | 44,483,000 | 46,105,000 | 48,053,000 | 49,289,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 9,502,000 | 18,755,000 | 27,542,000 | 35,398,000 |
| Interest expense | 4,480,000 | 8,684,000 | 12,355,000 | 15,263,000 |
| Net interest income | 5,022,000 | 10,071,000 | 15,187,000 | 20,135,000 |
| Noninterest income | 1,777,000 | 3,436,000 | 5,107,000 | 7,248,000 |
| Noninterest expense | 4,763,000 | 9,524,000 | 14,210,000 | 19,223,000 |
| Provision for loan losses | 0 | 250,000 | 550,000 | 1,150,000 |
| Pretax income | 2,053,000 | 3,750,000 | 5,551,000 | 7,026,000 |
| Income tax | 89,000 | 162,000 | 23,000 | 261,000 |
| Net income | 1,964,000 | 3,588,000 | 5,528,000 | 6,765,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,182,000 | 41,878,000 | 43,925,000 | 45,323,000 |
| Total capital | 44,731,000 | 46,013,000 | 48,259,000 | 49,510,000 |
| Risk-weighted assets | 389,048,000 | 399,507,000 | 397,807,000 | 403,430,000 |