Call reports 2019
PREMIER BANK OF THE SOUTH — 2019
What PREMIER BANK OF THE SOUTH reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 199,056,000 | 195,730,000 | 195,492,000 | 207,317,000 |
| Total loans | 132,818,000 | 134,044,000 | 134,805,000 | 136,107,000 |
| Allowance for loan losses | 1,939,000 | 1,912,000 | 1,998,000 | 1,587,000 |
| Securities available for sale | 33,900,000 | 30,573,000 | 33,786,000 | 31,389,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 179,803,000 | 176,074,000 | 175,384,000 | 187,216,000 |
| Interest-bearing deposits | 136,066,000 | 131,521,000 | 128,488,000 | 142,110,000 |
| Noninterest-bearing deposits | 43,737,000 | 44,553,000 | 46,896,000 | 45,106,000 |
| Equity capital | 17,947,000 | 18,130,000 | 18,317,000 | 18,753,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,343,000 | 4,728,000 | 7,144,000 | 9,501,000 |
| Interest expense | 285,000 | 561,000 | 828,000 | 1,104,000 |
| Net interest income | 2,058,000 | 4,167,000 | 6,316,000 | 8,397,000 |
| Noninterest income | 455,000 | 941,000 | 1,417,000 | 1,923,000 |
| Noninterest expense | 1,810,000 | 3,586,000 | 5,477,000 | 7,230,000 |
| Provision for loan losses | 75,000 | 200,000 | 350,000 | 575,000 |
| Pretax income | 628,000 | 1,322,000 | 1,906,000 | 2,531,000 |
| Income tax | 46,000 | 90,000 | 133,000 | 159,000 |
| Net income | 582,000 | 1,232,000 | 1,773,000 | 2,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,039,000 | 18,066,000 | 18,265,000 | 18,797,000 |
| Total capital | 19,661,000 | 19,676,000 | 19,880,000 | 20,384,000 |
| Risk-weighted assets | 129,468,000 | 128,532,000 | 128,864,000 | 129,284,000 |