Call reports 2003

PREMIER BANK OF THE SOUTH — 2003

Name: PREMIER BANK OF THE SOUTH — FFIEC call report 2003
Creator: PREMIER BANK OF THE SOUTH

What PREMIER BANK OF THE SOUTH reported to the FFIEC in 2003, quarter by quarter.

PERIOD: 2003SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/c92bb994-5a63-450c-ae15-ff1de373a7e8/2003

Balance sheet

What the bank holds and owes at quarter end

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Total assets	85,192,000	94,873,000	88,937,000	99,466,000
Total loans	57,942,000	60,669,000	60,635,000	62,421,000
Allowance for loan losses	677,000	739,000	799,000	816,000
Securities available for sale	18,054,000	16,244,000	15,963,000	18,468,000
Securities held to maturity	0	0	0	0
Trading assets	0	0	0	0
Total deposits	67,595,000	73,438,000	69,887,000	72,361,000
Interest-bearing deposits	55,237,000	59,696,000	58,200,000	61,504,000
Noninterest-bearing deposits	12,358,000	13,742,000	11,687,000	10,857,000
Equity capital	9,658,000	9,909,000	9,949,000	10,070,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Interest income	1,343,000	2,716,000	4,086,000	5,418,000
Interest expense	404,000	804,000	1,172,000	1,523,000
Net interest income	939,000	1,912,000	2,914,000	3,895,000
Noninterest income	226,000	469,000	707,000	943,000
Noninterest expense	668,000	1,366,000	2,044,000	2,919,000
Provision for loan losses	102,000	226,000	345,000	394,000
Pretax income	398,000	776,000	1,198,000	1,482,000
Income tax	123,000	240,000	392,000	493,000
Net income	275,000	536,000	806,000	989,000

Basel measures — not reported for every quarter

Measure	2003Q1	2003Q2	2003Q3	2003Q4
Tier 1 capital	9,481,000	9,683,000	9,898,000	10,025,000
Total capital	10,158,000	10,422,000	10,672,000	10,841,000
Risk-weighted assets	56,270,000	60,778,000	61,890,000	65,569,000