Call reports 2025
SECURITY BANK AND TRUST COMPANY — 2025
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 70,370,000 | 70,725,000 | 67,866,000 | 69,665,000 |
| Total loans | 28,910,000 | 30,005,000 | 29,141,000 | 27,950,000 |
| Allowance for loan losses | 289,000 | 290,000 | 290,000 | 290,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 30,374,000 | 35,377,000 | 32,385,000 | 35,943,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 59,219,000 | 57,249,000 | 56,251,000 | 57,799,000 |
| Interest-bearing deposits | 42,625,000 | 41,464,000 | 41,443,000 | 40,837,000 |
| Noninterest-bearing deposits | 16,594,000 | 15,785,000 | 14,808,000 | 16,962,000 |
| Equity capital | 10,958,000 | 11,175,000 | 11,388,000 | 10,810,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 662,000 | 1,384,000 | 2,104,000 | 2,828,000 |
| Interest expense | 104,000 | 238,000 | 363,000 | 475,000 |
| Net interest income | 558,000 | 1,146,000 | 1,741,000 | 2,353,000 |
| Noninterest income | 50,000 | 99,000 | 146,000 | 194,000 |
| Noninterest expense | 353,000 | 668,000 | 991,000 | 1,312,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 255,000 | 577,000 | 896,000 | 1,235,000 |
| Income tax | 4,000 | 8,000 | 14,000 | 16,000 |
| Net income | 251,000 | 569,000 | 882,000 | 1,219,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,958,000 | 11,175,000 | 11,388,000 | 10,810,000 |