Call reports 2016
SECURITY BANK AND TRUST COMPANY — 2016
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 52,149,000 | 52,325,000 | 51,163,000 | 53,146,000 |
| Total loans | 29,689,000 | 29,758,000 | 29,437,000 | 30,221,000 |
| Allowance for loan losses | 271,000 | 277,000 | 287,000 | 280,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 17,212,000 | 17,218,000 | 17,505,000 | 19,003,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,602,000 | 40,712,000 | 40,437,000 | 40,844,000 |
| Interest-bearing deposits | 31,936,000 | 31,208,000 | 31,132,000 | 30,825,000 |
| Noninterest-bearing deposits | 9,666,000 | 9,504,000 | 9,305,000 | 10,019,000 |
| Equity capital | 10,519,000 | 10,572,000 | 10,667,000 | 10,521,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 391,000 | 805,000 | 1,222,000 | 1,632,000 |
| Interest expense | 21,000 | 42,000 | 65,000 | 87,000 |
| Net interest income | 370,000 | 763,000 | 1,157,000 | 1,545,000 |
| Noninterest income | 64,000 | 109,000 | 152,000 | 200,000 |
| Noninterest expense | 342,000 | 626,000 | 868,000 | 1,179,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 92,000 | 246,000 | 441,000 | 566,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 92,000 | 246,000 | 441,000 | 566,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,519,000 | 10,572,000 | 10,667,000 | 10,521,000 |
| Total capital | 10,790,000 | 10,849,000 | 10,954,000 | 10,801,000 |
| Risk-weighted assets | 52,514,000 | 52,714,000 | 51,584,000 | 29,906,000 |