Call reports 2015
SECURITY BANK AND TRUST COMPANY — 2015
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 51,256,000 | 51,282,000 | 50,515,000 | 49,956,000 |
| Total loans | 32,162,000 | 32,453,000 | 31,978,000 | 30,986,000 |
| Allowance for loan losses | 396,000 | 392,000 | 257,000 | 265,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,635,000 | 13,510,000 | 13,760,000 | 14,252,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 40,872,000 | 40,715,000 | 39,800,000 | 39,143,000 |
| Interest-bearing deposits | 31,286,000 | 31,108,000 | 30,717,000 | 30,211,000 |
| Noninterest-bearing deposits | 9,585,000 | 9,607,000 | 9,083,000 | 8,932,000 |
| Equity capital | 10,356,000 | 10,525,000 | 10,656,000 | 10,527,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 421,000 | 868,000 | 1,290,000 | 1,706,000 |
| Interest expense | 22,000 | 44,000 | 65,000 | 86,000 |
| Net interest income | 399,000 | 824,000 | 1,225,000 | 1,620,000 |
| Noninterest income | 48,000 | 96,000 | 146,000 | 206,000 |
| Noninterest expense | 331,000 | 590,000 | 809,000 | 1,119,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 116,000 | 330,000 | 562,000 | 707,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 116,000 | 330,000 | 562,000 | 707,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,356,000 | 10,525,000 | 10,656,000 | 10,527,000 |
| Total capital | 10,752,000 | 10,917,000 | 10,913,000 | 10,792,000 |
| Risk-weighted assets | 52,011,000 | 51,922,000 | 50,869,000 | 50,268,000 |