Call reports 2014
SECURITY BANK AND TRUST COMPANY — 2014
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 51,539,000 | 52,828,000 | 50,767,000 | 51,998,000 |
| Total loans | 30,510,000 | 31,383,000 | 31,919,000 | 32,797,000 |
| Allowance for loan losses | 345,000 | 348,000 | 350,000 | 391,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,600,000 | 15,099,000 | 15,099,000 | 14,136,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,066,000 | 42,294,000 | 39,637,000 | 40,310,000 |
| Interest-bearing deposits | 31,532,000 | 32,430,000 | 31,191,000 | 30,562,000 |
| Noninterest-bearing deposits | 9,534,000 | 9,864,000 | 8,446,000 | 9,748,000 |
| Equity capital | 10,440,000 | 10,485,000 | 10,562,000 | 10,396,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 425,000 | 856,000 | 1,291,000 | 1,737,000 |
| Interest expense | 25,000 | 49,000 | 73,000 | 96,000 |
| Net interest income | 400,000 | 807,000 | 1,218,000 | 1,641,000 |
| Noninterest income | 51,000 | 82,000 | 132,000 | 184,000 |
| Noninterest expense | 348,000 | 640,000 | 924,000 | 1,278,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 103,000 | 249,000 | 426,000 | 539,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 103,000 | 249,000 | 426,000 | 539,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,440,000 | 10,485,000 | 10,562,000 | 10,396,000 |
| Total capital | 10,785,000 | 10,833,000 | 10,912,000 | 10,787,000 |
| Risk-weighted assets | 51,884,000 | 53,176,000 | 51,117,000 | 52,389,000 |