Call reports 2013
SECURITY BANK AND TRUST COMPANY — 2013
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 51,568,000 | 51,551,000 | 52,118,000 | 50,727,000 |
| Total loans | 28,714,000 | 28,578,000 | 31,530,000 | 31,084,000 |
| Allowance for loan losses | 355,000 | 354,000 | 345,000 | 339,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 15,102,000 | 16,102,000 | 16,101,000 | 15,600,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,130,000 | 41,026,000 | 40,239,000 | 38,993,000 |
| Interest-bearing deposits | 32,202,000 | 32,750,000 | 32,592,000 | 30,702,000 |
| Noninterest-bearing deposits | 8,928,000 | 8,276,000 | 7,647,000 | 8,291,000 |
| Equity capital | 10,401,000 | 10,472,000 | 10,605,000 | 10,437,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 429,000 | 852,000 | 1,292,000 | 1,734,000 |
| Interest expense | 33,000 | 65,000 | 92,000 | 119,000 |
| Net interest income | 396,000 | 787,000 | 1,200,000 | 1,615,000 |
| Noninterest income | 56,000 | 113,000 | 199,000 | 259,000 |
| Noninterest expense | 338,000 | 615,000 | 880,000 | 1,241,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 114,000 | 285,000 | 519,000 | 633,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 114,000 | 285,000 | 519,000 | 633,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,401,000 | 10,472,000 | 10,605,000 | 10,437,000 |
| Total capital | 10,756,000 | 10,826,000 | 10,950,000 | 10,776,000 |
| Risk-weighted assets | 51,923,000 | 51,905,000 | 52,463,000 | 51,066,000 |