Call reports 2012
SECURITY BANK AND TRUST COMPANY — 2012
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 49,230,000 | 48,835,000 | 48,985,000 | 49,323,000 |
| Total loans | 31,251,000 | 30,635,000 | 30,019,000 | 29,384,000 |
| Allowance for loan losses | 362,000 | 364,000 | 366,000 | 352,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,189,000 | 10,778,000 | 10,779,000 | 12,378,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,807,000 | 38,329,000 | 38,375,000 | 38,916,000 |
| Interest-bearing deposits | 30,880,000 | 30,621,000 | 30,825,000 | 30,256,000 |
| Noninterest-bearing deposits | 7,927,000 | 7,708,000 | 7,550,000 | 8,660,000 |
| Equity capital | 10,372,000 | 10,445,000 | 10,530,000 | 10,388,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 981,000 | 1,436,000 | 1,880,000 |
| Interest expense | 40,000 | 79,000 | 115,000 | 150,000 |
| Net interest income | 457,000 | 902,000 | 1,321,000 | 1,730,000 |
| Noninterest income | 55,000 | 109,000 | 164,000 | 224,000 |
| Noninterest expense | 352,000 | 658,000 | 926,000 | 1,276,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 160,000 | 353,000 | 559,000 | 678,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | 353,000 | 559,000 | 678,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,372,000 | 10,445,000 | 10,530,000 | 10,388,000 |
| Total capital | 10,734,000 | 10,809,000 | 10,896,000 | 10,740,000 |
| Risk-weighted assets | 49,592,000 | 49,199,000 | 49,351,000 | 49,675,000 |