Call reports 2011
SECURITY BANK AND TRUST COMPANY — 2011
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 47,836,000 | 48,046,000 | 47,721,000 | 47,521,000 |
| Total loans | 31,299,000 | 32,469,000 | 31,702,000 | 31,494,000 |
| Allowance for loan losses | 327,000 | 327,000 | 284,000 | 359,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,181,000 | 9,580,000 | 8,080,000 | 8,989,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,384,000 | 37,464,000 | 36,979,000 | 37,067,000 |
| Interest-bearing deposits | 29,871,000 | 29,462,000 | 29,532,000 | 29,125,000 |
| Noninterest-bearing deposits | 7,513,000 | 8,002,000 | 7,447,000 | 7,942,000 |
| Equity capital | 10,397,000 | 10,505,000 | 10,648,000 | 10,333,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 514,000 | 1,026,000 | 1,539,000 | 2,038,000 |
| Interest expense | 52,000 | 101,000 | 147,000 | 188,000 |
| Net interest income | 462,000 | 925,000 | 1,392,000 | 1,850,000 |
| Noninterest income | 61,000 | 118,000 | 179,000 | 237,000 |
| Noninterest expense | 343,000 | 634,000 | 898,000 | 1,254,000 |
| Provision for loan losses | 0 | 0 | 0 | 75,000 |
| Pretax income | 180,000 | 409,000 | 673,000 | 758,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 180,000 | 409,000 | 673,000 | 758,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,397,000 | 10,505,000 | 10,648,000 | 10,333,000 |
| Total capital | 10,724,000 | 10,832,000 | 10,932,000 | 10,692,000 |
| Risk-weighted assets | 48,163,000 | 48,373,000 | 48,005,000 | 47,880,000 |