Call reports 2010
SECURITY BANK AND TRUST COMPANY — 2010
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 47,771,000 | 46,197,000 | 46,843,000 | 46,346,000 |
| Total loans | 32,466,000 | 31,898,000 | 32,208,000 | 31,497,000 |
| Allowance for loan losses | 367,000 | 348,000 | 348,000 | 316,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,674,000 | 8,530,000 | 8,529,000 | 8,529,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 37,391,000 | 35,661,000 | 36,116,000 | 35,517,000 |
| Interest-bearing deposits | 29,115,000 | 28,371,000 | 28,648,000 | 28,763,000 |
| Noninterest-bearing deposits | 8,276,000 | 7,290,000 | 7,468,000 | 6,754,000 |
| Equity capital | 10,317,000 | 10,452,000 | 10,623,000 | 10,337,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 558,000 | 1,111,000 | 1,648,000 | 2,178,000 |
| Interest expense | 69,000 | 135,000 | 198,000 | 256,000 |
| Net interest income | 489,000 | 976,000 | 1,450,000 | 1,922,000 |
| Noninterest income | 62,000 | 125,000 | 187,000 | 251,000 |
| Noninterest expense | 358,000 | 653,000 | 897,000 | 1,245,000 |
| Provision for loan losses | 0 | 0 | 0 | 21,000 |
| Pretax income | 193,000 | 448,000 | 740,000 | 907,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 193,000 | 448,000 | 740,000 | 907,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,317,000 | 10,452,000 | 10,623,000 | 10,337,000 |
| Total capital | 10,684,000 | 10,800,000 | 10,971,000 | 10,653,000 |
| Risk-weighted assets | 48,138,000 | 46,545,000 | 47,191,000 | 46,662,000 |