Call reports 2009
SECURITY BANK AND TRUST COMPANY — 2009
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 46,421,000 | 47,218,000 | 46,702,000 | 47,251,000 |
| Total loans | 29,457,000 | 29,858,000 | 30,936,000 | 32,268,000 |
| Allowance for loan losses | 407,000 | 351,000 | 352,000 | 367,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 11,077,000 | 9,731,000 | 9,030,000 | 9,629,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,082,000 | 36,736,000 | 36,045,000 | 36,959,000 |
| Interest-bearing deposits | 28,654,000 | 29,092,000 | 28,389,000 | 28,825,000 |
| Noninterest-bearing deposits | 7,428,000 | 7,644,000 | 7,656,000 | 8,134,000 |
| Equity capital | 10,254,000 | 10,360,000 | 10,526,000 | 10,245,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 599,000 | 1,177,000 | 1,737,000 | 2,298,000 |
| Interest expense | 109,000 | 207,000 | 293,000 | 370,000 |
| Net interest income | 490,000 | 970,000 | 1,444,000 | 1,928,000 |
| Noninterest income | 59,000 | 106,000 | 161,000 | 218,000 |
| Noninterest expense | 336,000 | 636,000 | 877,000 | 1,229,000 |
| Provision for loan losses | 0 | 0 | 0 | 15,000 |
| Pretax income | 214,000 | 441,000 | 728,000 | 902,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 214,000 | 441,000 | 728,000 | 902,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,254,000 | 10,360,000 | 10,526,000 | 10,245,000 |
| Total capital | 10,661,000 | 10,711,000 | 10,878,000 | 10,612,000 |
| Risk-weighted assets | 46,828,000 | 47,569,000 | 47,054,000 | 47,618,000 |