Call reports 2008
SECURITY BANK AND TRUST COMPANY — 2008
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 44,926,000 | 44,918,000 | 45,011,000 | 44,797,000 |
| Total loans | 29,531,000 | 29,383,000 | 29,024,000 | 29,945,000 |
| Allowance for loan losses | 406,000 | 406,000 | 406,000 | 406,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,095,000 | 7,552,000 | 10,377,000 | 10,477,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,631,000 | 34,521,000 | 34,461,000 | 34,130,000 |
| Interest-bearing deposits | 27,907,000 | 27,721,000 | 28,147,000 | 27,771,000 |
| Noninterest-bearing deposits | 6,724,000 | 6,800,000 | 6,314,000 | 6,359,000 |
| Equity capital | 10,146,000 | 10,237,000 | 10,383,000 | 10,162,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 643,000 | 1,258,000 | 1,875,000 | 2,487,000 |
| Interest expense | 190,000 | 367,000 | 530,000 | 671,000 |
| Net interest income | 453,000 | 891,000 | 1,345,000 | 1,816,000 |
| Noninterest income | 63,000 | 120,000 | 176,000 | 237,000 |
| Noninterest expense | 365,000 | 648,000 | 892,000 | 1,230,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 151,000 | 363,000 | 629,000 | 823,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 363,000 | 629,000 | 823,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,146,000 | 10,237,000 | 10,383,000 | 10,162,000 |
| Total capital | 10,552,000 | 10,643,000 | 10,789,000 | 10,568,000 |
| Risk-weighted assets | 45,332,000 | 45,324,000 | 45,417,000 | 45,203,000 |