Call reports 2007
SECURITY BANK AND TRUST COMPANY — 2007
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 45,385,000 | 44,754,000 | 43,680,000 | 45,089,000 |
| Total loans | 29,458,000 | 30,493,000 | 30,484,000 | 30,092,000 |
| Allowance for loan losses | 429,000 | 414,000 | 415,000 | 406,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 8,782,000 | 8,504,000 | 8,100,000 | 7,597,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 34,978,000 | 34,306,000 | 33,049,000 | 34,313,000 |
| Interest-bearing deposits | 27,927,000 | 27,448,000 | 26,650,000 | 27,964,000 |
| Noninterest-bearing deposits | 7,051,000 | 6,858,000 | 6,399,000 | 6,349,000 |
| Equity capital | 10,260,000 | 10,270,000 | 10,431,000 | 10,116,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 661,000 | 1,335,000 | 1,993,000 | 2,672,000 |
| Interest expense | 186,000 | 380,000 | 580,000 | 782,000 |
| Net interest income | 475,000 | 955,000 | 1,413,000 | 1,890,000 |
| Noninterest income | 64,000 | 129,000 | 189,000 | 251,000 |
| Noninterest expense | 316,000 | 590,000 | 826,000 | 1,160,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 20,000 |
| Pretax income | 223,000 | 474,000 | 756,000 | 961,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 223,000 | 474,000 | 756,000 | 961,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,260,000 | 10,270,000 | 10,431,000 | 10,116,000 |
| Total capital | 10,689,000 | 10,684,000 | 10,846,000 | 10,522,000 |
| Risk-weighted assets | 45,814,000 | 45,168,000 | 44,095,000 | 45,495,000 |