Call reports 2006
SECURITY BANK AND TRUST COMPANY — 2006
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 46,142,000 | 44,793,000 | 44,890,000 | 44,478,000 |
| Total loans | 29,011,000 | 30,293,000 | 30,146,000 | 30,516,000 |
| Allowance for loan losses | 406,000 | 406,000 | 409,000 | 427,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 10,274,000 | 9,964,000 | 9,290,000 | 8,785,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 35,966,000 | 34,443,000 | 34,319,000 | 33,807,000 |
| Interest-bearing deposits | 28,705,000 | 27,354,000 | 27,144,000 | 26,923,000 |
| Noninterest-bearing deposits | 7,261,000 | 7,089,000 | 7,175,000 | 6,884,000 |
| Equity capital | 10,073,000 | 10,214,000 | 10,398,000 | 10,037,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 615,000 | 1,250,000 | 1,896,000 | 2,528,000 |
| Interest expense | 135,000 | 287,000 | 451,000 | 627,000 |
| Net interest income | 480,000 | 963,000 | 1,445,000 | 1,901,000 |
| Noninterest income | 60,000 | 119,000 | 181,000 | 242,000 |
| Noninterest expense | 343,000 | 623,000 | 862,000 | 1,206,000 |
| Provision for loan losses | 0 | 0 | 0 | 20,000 |
| Pretax income | 197,000 | 459,000 | 764,000 | 917,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 197,000 | 459,000 | 764,000 | 917,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,073,000 | 10,214,000 | 10,398,000 | 10,037,000 |
| Total capital | 10,479,000 | 10,620,000 | 10,807,000 | 10,464,000 |
| Risk-weighted assets | 46,548,000 | 45,199,000 | 45,299,000 | 44,905,000 |