Call reports 2005
SECURITY BANK AND TRUST COMPANY — 2005
What SECURITY BANK AND TRUST COMPANY reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 46,689,000 | 45,957,000 | 46,270,000 | 45,145,000 |
| Total loans | 27,684,000 | 29,412,000 | 29,296,000 | 29,915,000 |
| Allowance for loan losses | 413,000 | 407,000 | 406,000 | 406,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 13,874,000 | 11,860,000 | 11,288,000 | 10,383,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 36,603,000 | 35,677,000 | 35,755,000 | 34,477,000 |
| Interest-bearing deposits | 29,388,000 | 29,192,000 | 28,714,000 | 27,765,000 |
| Noninterest-bearing deposits | 7,215,000 | 6,485,000 | 7,041,000 | 6,712,000 |
| Equity capital | 10,008,000 | 10,173,000 | 10,379,000 | 9,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 578,000 | 1,171,000 | 1,813,000 | 2,420,000 |
| Interest expense | 101,000 | 209,000 | 333,000 | 463,000 |
| Net interest income | 477,000 | 962,000 | 1,480,000 | 1,957,000 |
| Noninterest income | 78,000 | 154,000 | 213,000 | 280,000 |
| Noninterest expense | 314,000 | 591,000 | 841,000 | 1,172,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 241,000 | 526,000 | 853,000 | 1,066,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 241,000 | 526,000 | 853,000 | 1,066,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,008,000 | 10,173,000 | 10,379,000 | 9,991,000 |
| Total capital | 10,421,000 | 10,580,000 | 10,785,000 | 10,397,000 |
| Risk-weighted assets | 47,102,000 | 46,364,000 | 46,676,000 | 45,551,000 |